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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,089 | $111,830-65.0% | $93,696-58.3% | $145,884-73.2% |
| Participation rate | 85.7% | 74.2%+11.5pp | 68.7%+17.0pp | 80.3%+5.4pp |
| Annual return | 8.73% | 204.08%-195.3pp | 133.74%-125.0pp | 551.85%-543.1pp |
| Employer contribution / active EE | $2,716 | $3,093-12.2% | $2,422+12.1% | $4,662-41.7% |
| Participant deferral / active EE | $3,731 | $4,920-24.2% | $4,417-15.5% | $6,690-44.2% |
| Admin fee / account holder | $8,190 | $10,249-20.1% | $8,287-1.2% | $13,392-38.8% |