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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,569 | $100,139+12.4% | $85,187+32.1% | $145,884-22.8% |
| Participation rate | 77.8% | 74.1%+3.7pp | 67.5%+10.3pp | 80.3%-2.5pp |
| Annual return | 12.26% | 84.15%-71.9pp | 66.67%-54.4pp | 551.85%-539.6pp |
| Employer contribution / active EE | $4,031 | $3,238+24.5% | $2,732+47.5% | $4,662-13.5% |
| Participant deferral / active EE | $7,736 | $5,296+46.1% | $4,525+71.0% | $6,690+15.6% |
| Admin fee / account holder | $2,220 | $7,262-69.4% | $6,162-64.0% | $13,392-83.4% |