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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,347 | $201,370-58.6% | $184,256-54.8% | $145,897-42.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 22.75% | 29.05%-6.3pp | 28.85%-6.1pp | 552.29%-529.5pp |
| Employer contribution / active EE | $7,901 | $7,024+12.5% | $6,427+22.9% | $4,663+69.4% |
| Participant deferral / active EE | $9,631 | $9,808-1.8% | $9,133+5.4% | $6,689+44.0% |
| Admin fee / account holder | $770 | $16,364-95.3% | $13,899-94.5% | $13,390-94.2% |