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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,347 | $201,344-58.6% | $184,243-54.8% | $145,877-42.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 22.75% | 29.01%-6.3pp | 28.82%-6.1pp | 551.28%-528.5pp |
| Employer contribution / active EE | $7,901 | $7,022+12.5% | $6,427+22.9% | $4,663+69.4% |
| Participant deferral / active EE | $9,631 | $9,807-1.8% | $9,132+5.5% | $6,691+43.9% |
| Admin fee / account holder | $770 | $16,382-95.3% | $13,914-94.5% | $13,402-94.3% |