Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,687 | $102,422+109.6% | $147,117+45.9% | $80,959+165.2% |
| Participation rate | 51.3% | 75.9%-24.6pp | 82.2%-30.9pp | 67.7%-16.4pp |
| Annual return | -2.77% | 135.16%-137.9pp | 420.54%-423.3pp | 35.67%-38.4pp |
| Employer contribution / active EE | $387 | $3,717-89.6% | $4,932-92.2% | $2,757-86.0% |
| Participant deferral / active EE | $7,514 | $6,652+13.0% | $8,065-6.8% | $4,300+74.7% |
| Admin fee / account holder | $588 | $7,953-92.6% | $12,993-95.5% | $6,925-91.5% |