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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,257 | $76,519-93.1% | $56,025-90.6% | $145,897-96.4% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 33.42% | 3017.03%-2983.6pp | 1712.69%-1679.3pp | 552.29%-518.9pp |
| Employer contribution / active EE | $75 | $1,383-94.6% | $1,042-92.8% | $4,663-98.4% |
| Participant deferral / active EE | $746 | $2,624-71.6% | $1,955-61.9% | $6,689-88.9% |
| Admin fee / account holder | $1,064 | $3,331-68.1% | $2,828-62.4% | $13,390-92.1% |