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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,639 | $201,344-42.1% | $184,243-36.7% | $145,877-20.0% |
| Participation rate | 62.5% | 87.5%-25.0pp | 86.8%-24.3pp | 80.3%-17.8pp |
| Annual return | 10.40% | 29.01%-18.6pp | 28.82%-18.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $7,158 | $7,022+1.9% | $6,427+11.4% | $4,663+53.5% |
| Participant deferral / active EE | $5,165 | $9,807-47.3% | $9,132-43.4% | $6,691-22.8% |
| Admin fee / account holder | $1,108 | $16,382-93.2% | $13,914-92.0% | $13,402-91.7% |