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| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES1+ years Service code 15 · EIN 16-1450952 | Recordkeeping | $27,153 |
NAVIGATE RETIREMENT SOLUTIONS1+ years Service code 27 · EIN 55-0846628 | Advisory (Plan) | $20,099 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,656 | $79,223+14.4% | $102,460-11.5% | $74,478+21.7% |
| Participation rate | 84.0% | 74.8%+9.2pp | 76.5%+7.4pp | 67.2%+16.7pp |
| Annual return | 12.02% | 54.98%-43.0pp | 29.47%-17.5pp | 1370.56%-1358.5pp |
| Employer contribution / active EE | $2,332 | $2,363-1.3% | $3,025-22.9% | $2,626-11.2% |
| Participant deferral / active EE | $4,189 | $4,417-5.2% | $5,056-17.1% | $4,350-3.7% |
| Admin fee / account holder | $311 | $2,003-84.5% | $9,460-96.7% | $1,946-84.0% |