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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,523 | $101,795+156.9% | $165,100+58.4% | $80,959+223.0% |
| Participation rate | 96.2% | 71.8%+24.3pp | 78.6%+17.5pp | 67.7%+28.5pp |
| Annual return | 19.41% | 16.73%+2.7pp | 70.21%-50.8pp | 35.67%-16.3pp |
| Employer contribution / active EE | $4,562 | $2,954+54.5% | $4,348+4.9% | $2,757+65.5% |
| Participant deferral / active EE | $6,681 | $4,476+49.3% | $6,035+10.7% | $4,300+55.4% |
| Admin fee / account holder | $6,121 | $8,221-25.5% | $12,696-51.8% | $6,925-11.6% |