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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,809 | $183,592-54.9% | $155,567-46.8% | $145,959-43.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.63% | 61.24%-52.6pp | 64.74%-56.1pp | 561.95%-553.3pp |
| Employer contribution / active EE | $6,218 | $5,315+17.0% | $4,674+33.0% | $4,661+33.4% |
| Participant deferral / active EE | $6,093 | $6,464-5.7% | $5,628+8.3% | $6,689-8.9% |
| Admin fee / account holder | $617 | $19,318-96.8% | $15,916-96.1% | $13,398-95.4% |