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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,377 | $154,228+44.8% | $145,433+53.6% | $137,256+62.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.38% | 74.59%-58.2pp | 66.58%-50.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $8,049 | $4,804+67.6% | $4,554+76.7% | $4,156+93.7% |
| Participant deferral / active EE | $14,926 | $8,216+81.7% | $7,897+89.0% | $6,407+133.0% |
| Admin fee / account holder | $10,557 | $14,344-26.4% | $13,129-19.6% | $12,270-14.0% |