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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,321 | $160,070+14.5% | $147,117+24.6% | $145,897+25.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.55% | 98.69%-83.1pp | 420.54%-405.0pp | 552.29%-536.7pp |
| Employer contribution / active EE | $7,627 | $5,285+44.3% | $4,932+54.6% | $4,663+63.6% |
| Participant deferral / active EE | $13,053 | $8,419+55.0% | $8,065+61.9% | $6,689+95.1% |
| Admin fee / account holder | $7,275 | $15,035-51.6% | $12,993-44.0% | $13,390-45.7% |