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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,137 | $254,759-23.4% | $216,567-9.9% | $198,609-1.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 6.06% | 10.04%-4.0pp | 12.94%-6.9pp | 202.70%-196.6pp |
| Employer contribution / active EE | $29,907 | $6,096+390.6% | $5,216+473.4% | $5,055+491.6% |
| Participant deferral / active EE | $7,151 | $6,948+2.9% | $6,191+15.5% | $6,977+2.5% |
| Admin fee / account holder | $5,838 | $26,311-77.8% | $21,981-73.4% | $19,030-69.3% |