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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,116 | $136,860+68.1% | $120,344+91.2% | $154,746+48.7% |
| Participation rate | 83.3% | 79.9%+3.4pp | 76.7%+6.6pp | 80.7%+2.6pp |
| Annual return | 4.54% | 21.38%-16.8pp | 20.30%-15.8pp | 172.34%-167.8pp |
| Employer contribution / active EE | $2,271 | $3,533-35.7% | $3,020-24.8% | $4,379-48.1% |
| Participant deferral / active EE | $7,574 | $5,793+30.7% | $5,135+47.5% | $6,730+12.5% |
| Admin fee / account holder | $74,996 | $15,393+387.2% | $12,742+488.6% | $14,365+422.1% |