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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,224 | $117,895+102.1% | $102,460+132.5% | $145,897+63.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.23% | 31.92%-25.7pp | 29.47%-23.2pp | 552.29%-546.1pp |
| Employer contribution / active EE | $2,720 | $3,619-24.8% | $3,025-10.1% | $4,663-41.7% |
| Participant deferral / active EE | $10,082 | $5,736+75.8% | $5,056+99.4% | $6,689+50.7% |
| Admin fee / account holder | $100,757 | $13,353+654.6% | $9,460+965.1% | $13,390+652.5% |