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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,200 | $106,749+81.0% | $145,433+32.8% | $82,448+134.3% |
| Participation rate | 97.1% | 75.6%+21.5pp | 82.1%+15.0pp | 68.1%+29.1pp |
| Annual return | 12.43% | 27.59%-15.2pp | 66.58%-54.1pp | 41.64%-29.2pp |
| Employer contribution / active EE | $2,594 | $3,444-24.7% | $4,554-43.1% | $2,551+1.7% |
| Participant deferral / active EE | $6,983 | $6,519+7.1% | $7,897-11.6% | $4,139+68.7% |
| Admin fee / account holder | $10,892 | $8,390+29.8% | $13,129-17.0% | $7,234+50.6% |