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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,099 | $150,435-54.1% | $120,580-42.7% | $145,897-52.6% |
| Participation rate | 84.6% | 78.8%+5.8pp | 72.0%+12.7pp | 80.3%+4.3pp |
| Annual return | 9.85% | 154.60%-144.8pp | 107.48%-97.6pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,362 | $4,352-45.7% | $3,469-31.9% | $4,663-49.3% |
| Participant deferral / active EE | $3,242 | $6,174-47.5% | $4,995-35.1% | $6,689-51.5% |
| Admin fee / account holder | $2,252 | $12,182-81.5% | $9,418-76.1% | $13,390-83.2% |