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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,099 | $150,197-54.0% | $120,368-42.6% | $145,959-52.7% |
| Participation rate | 84.6% | 78.8%+5.9pp | 71.9%+12.7pp | 80.3%+4.3pp |
| Annual return | 9.85% | 154.26%-144.4pp | 107.26%-97.4pp | 561.95%-552.1pp |
| Employer contribution / active EE | $2,362 | $4,350-45.7% | $3,465-31.8% | $4,661-49.3% |
| Participant deferral / active EE | $3,242 | $6,174-47.5% | $4,991-35.1% | $6,689-51.5% |
| Admin fee / account holder | $2,252 | $12,216-81.6% | $9,429-76.1% | $13,398-83.2% |