Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 6400 C STREET SW · CEDAR RAPIDS, IA 52499 | Distribution (12b-1) fees; Recordkeep... | $41,186 |
RBC WEALTH MANAGEMENT9 years Service code 16 | Consulting | $29,765 |
NATIONAL FINANCIAL SERVICES9 years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
RBC WEALTH MANAGEMENT5 years Filed as: RBC CAPITAL MARKETS, LLC Service code 16 60 S 6TH STREET · MINNEAPOLIS, MN 55402 | Consulting | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,765 | $77,523+24.8% | $100,383-3.6% | $80,874+19.6% |
| Participation rate | 0.0% | 77.0%-77.0pp | 81.5%-81.5pp | 67.6%-67.6pp |
| Annual return | 15.01% | 37.21%-22.2pp | 49.26%-34.3pp | 35.62%-20.6pp |
| Employer contribution / active EE | $0 | $2,801-100.0% | $3,944-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,547 | $6,822-77.3% | $8,086-80.9% | $4,297-64.0% |
| Admin fee / account holder | $349 | $5,899-94.1% | $7,900-95.6% | $6,935-95.0% |