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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,291 | $183,592+61.4% | $155,574+90.5% | $145,877+103.1% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 12.95% | 61.37%-48.4pp | 64.87%-51.9pp | 551.28%-538.3pp |
| Employer contribution / active EE | $19,818 | $5,317+272.8% | $4,676+323.9% | $4,663+325.0% |
| Participant deferral / active EE | $12,354 | $6,466+91.1% | $5,629+119.5% | $6,691+84.6% |
| Admin fee / account holder | $1,849 | $19,316-90.4% | $15,914-88.4% | $13,402-86.2% |