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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,291 | $183,539+61.4% | $155,556+90.5% | $145,897+103.1% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 12.95% | 61.31%-48.4pp | 64.84%-51.9pp | 552.29%-539.3pp |
| Employer contribution / active EE | $19,818 | $5,315+272.9% | $4,675+323.9% | $4,663+325.0% |
| Participant deferral / active EE | $12,354 | $6,467+91.0% | $5,631+119.4% | $6,689+84.7% |
| Admin fee / account holder | $1,849 | $19,275-90.4% | $15,885-88.4% | $13,390-86.2% |