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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,337 | $100,139-21.8% | $85,187-8.0% | $145,884-46.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.05% | 84.15%-72.1pp | 66.67%-54.6pp | 551.85%-539.8pp |
| Employer contribution / active EE | $227 | $3,238-93.0% | $2,732-91.7% | $4,662-95.1% |
| Participant deferral / active EE | $3,137 | $5,296-40.8% | $4,525-30.7% | $6,690-53.1% |
| Admin fee / account holder | $6,782 | $7,262-6.6% | $6,162+10.1% | $13,392-49.4% |