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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,836 | $254,759+35.0% | $216,567+58.8% | $198,609+73.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 11.20% | 10.04%+1.2pp | 12.94%-1.7pp | 202.70%-191.5pp |
| Employer contribution / active EE | $7,726 | $6,096+26.7% | $5,216+48.1% | $5,055+52.8% |
| Participant deferral / active EE | $12,049 | $6,948+73.4% | $6,191+94.6% | $6,977+72.7% |
| Admin fee / account holder | $4,670 | $26,311-82.3% | $21,981-78.8% | $19,030-75.5% |