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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,471 | $59,440+104.4% | $78,004+55.7% | $82,637+47.0% |
| Participation rate | 60.4% | 62.8%-2.4pp | 69.4%-9.1pp | 68.1%-7.7pp |
| Annual return | 14.69% | 40.24%-25.5pp | 31.07%-16.4pp | 53.51%-38.8pp |
| Employer contribution / active EE | $2,596 | $1,750+48.3% | $2,469+5.2% | $2,552+1.7% |
| Participant deferral / active EE | $7,569 | $3,138+141.2% | $4,092+85.0% | $4,126+83.4% |
| Admin fee / account holder | $19,135 | $5,504+247.6% | $7,578+152.5% | $7,339+160.7% |