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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,471 | $72,471+67.6% | $94,215+28.9% | $86,983+39.6% |
| Participation rate | 60.4% | 63.9%-3.5pp | 70.0%-9.6pp | 69.5%-9.2pp |
| Annual return | 14.69% | 26.44%-11.7pp | 28.22%-13.5pp | 25.83%-11.1pp |
| Employer contribution / active EE | $2,596 | $1,936+34.1% | $2,675-2.9% | $2,584+0.5% |
| Participant deferral / active EE | $7,569 | $3,397+122.8% | $4,276+77.0% | $4,194+80.5% |
| Admin fee / account holder | $19,135 | $6,468+195.8% | $10,216+87.3% | $7,856+143.6% |