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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,314 | $305,245-75.0% | $258,236-70.4% | $428,746-82.2% |
| Participation rate | 66.7% | 85.7%-19.0pp | 81.9%-15.2pp | 88.2%-21.6pp |
| Annual return | 11.11% | -5.74%+16.8pp | -3.31%+14.4pp | 331.92%-320.8pp |
| Employer contribution / active EE | $0 | $9,167-100.0% | $7,891-100.0% | $8,363-100.0% |
| Participant deferral / active EE | $0 | $5,791-100.0% | $5,237-100.0% | $5,961-100.0% |
| Admin fee / account holder | $181 | $16,482-98.9% | $14,475-98.8% | $31,735-99.4% |