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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $871,606 | $115,225+656.4% | $100,712+765.4% | $138,895+527.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 9.40% | 40.35%-30.9pp | 33.27%-23.9pp | 145.39%-136.0pp |
| Employer contribution / active EE | $5,250 | $2,771+89.5% | $2,313+127.0% | $4,194+25.2% |
| Participant deferral / active EE | $2,169 | $4,699-53.8% | $4,085-46.9% | $6,396-66.1% |
| Admin fee / account holder | $271,531 | $10,844+2404.0% | $9,256+2833.5% | $12,562+2061.5% |