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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,238 | $172,111-6.3% | $150,298+7.3% | $137,256+17.5% |
| Participation rate | 70.0% | 81.7%-11.7pp | 77.8%-7.8pp | 80.0%-10.0pp |
| Annual return | 15.12% | 69.37%-54.3pp | 62.79%-47.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $7,204 | $4,636+55.4% | $4,154+73.4% | $4,156+73.3% |
| Participant deferral / active EE | $6,804 | $6,166+10.3% | $5,453+24.8% | $6,407+6.2% |
| Admin fee / account holder | $4,201 | $16,471-74.5% | $14,116-70.2% | $12,270-65.8% |