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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,819 | $124,980+292.7% | $108,359+353.0% | $154,746+217.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 13.97% | 45.00%-31.0pp | 36.89%-22.9pp | 172.34%-158.4pp |
| Employer contribution / active EE | $18,173 | $2,851+537.5% | $2,399+657.4% | $4,379+315.0% |
| Participant deferral / active EE | $12,327 | $4,743+159.9% | $4,137+198.0% | $6,730+83.2% |
| Admin fee / account holder | $72,857 | $11,502+533.4% | $9,741+648.0% | $14,365+407.2% |