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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,484 | $160,070+199.5% | $147,117+225.9% | $145,897+228.6% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 12.42% | 98.69%-86.3pp | 420.54%-408.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $2,958 | $5,285-44.0% | $4,932-40.0% | $4,663-36.6% |
| Participant deferral / active EE | $10,498 | $8,419+24.7% | $8,065+30.2% | $6,689+56.9% |
| Admin fee / account holder | $13,493 | $15,035-10.3% | $12,993+3.8% | $13,390+0.8% |