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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,025 | $142,354+181.7% | $125,529+219.5% | $155,188+158.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 16.38% | 306.06%-289.7pp | 202.56%-186.2pp | 148.84%-132.5pp |
| Employer contribution / active EE | $3,366 | $3,501-3.9% | $3,058+10.1% | $4,248-20.8% |
| Participant deferral / active EE | $17,450 | $5,491+217.8% | $4,813+262.6% | $6,531+167.2% |
| Admin fee / account holder | $4,773 | $19,392-75.4% | $16,298-70.7% | $14,480-67.0% |