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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,438 | $139,948-12.5% | $121,663+0.6% | $154,746-20.9% |
| Participation rate | 78.6% | 78.0%+0.6pp | 74.5%+4.1pp | 80.7%-2.1pp |
| Annual return | 14.22% | 230.52%-216.3pp | 147.54%-133.3pp | 172.34%-158.1pp |
| Employer contribution / active EE | $1,153 | $3,521-67.2% | $3,020-61.8% | $4,379-73.7% |
| Participant deferral / active EE | $5,134 | $5,629-8.8% | $4,887+5.1% | $6,730-23.7% |
| Admin fee / account holder | $2,119 | $17,321-87.8% | $14,289-85.2% | $14,365-85.2% |