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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,681 | $97,648+34.9% | $121,663+8.2% | $87,485+50.5% |
| Participation rate | 82.9% | 70.5%+12.5pp | 74.5%+8.4pp | 68.9%+14.0pp |
| Annual return | 13.06% | 18.03%-5.0pp | 147.54%-134.5pp | 26.06%-13.0pp |
| Employer contribution / active EE | $3,289 | $2,300+43.0% | $3,020+8.9% | $2,596+26.7% |
| Participant deferral / active EE | $6,638 | $3,923+69.2% | $4,887+35.8% | $4,274+55.3% |
| Admin fee / account holder | $6,462 | $11,100-41.8% | $14,289-54.8% | $7,775-16.9% |