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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,681 | $109,620+20.1% | $148,496-11.3% | $94,015+40.1% |
| Participation rate | 82.9% | 71.3%+11.7pp | 76.0%+6.9pp | 70.8%+12.1pp |
| Annual return | 13.06% | 17.54%-4.5pp | 12.33%+0.7pp | 17.84%-4.8pp |
| Employer contribution / active EE | $3,289 | $2,618+25.6% | $3,497-6.0% | $2,790+17.9% |
| Participant deferral / active EE | $6,638 | $3,831+73.3% | $4,808+38.0% | $4,249+56.2% |
| Admin fee / account holder | $6,462 | $10,050-35.7% | $19,547-66.9% | $8,951-27.8% |