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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,867 | $183,516-65.2% | $155,534-58.9% | $145,884-56.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.27% | 61.43%-41.2pp | 64.92%-44.6pp | 551.85%-531.6pp |
| Employer contribution / active EE | $9,500 | $5,315+78.8% | $4,675+103.2% | $4,662+103.8% |
| Participant deferral / active EE | $8,989 | $6,467+39.0% | $5,630+59.6% | $6,690+34.4% |
| Admin fee / account holder | $95,127 | $19,293+393.1% | $15,900+498.3% | $13,392+610.3% |