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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,462 | $95,4530% | $112,040-14.8% | $82,448+15.8% |
| Participation rate | 79.5% | 72.8%+6.7pp | 76.5%+3.0pp | 68.1%+11.4pp |
| Annual return | 12.20% | 23.92%-11.7pp | 24.52%-12.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $4,199 | $2,318+81.2% | $2,954+42.2% | $2,551+64.6% |
| Participant deferral / active EE | $3,783 | $4,224-10.4% | $5,098-25.8% | $4,139-8.6% |
| Admin fee / account holder | $8,705 | $9,013-3.4% | $12,098-28.0% | $7,234+20.3% |