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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,668 | $132,634-12.8% | $115,768-0.1% | $137,256-15.7% |
| Participation rate | 64.3% | 77.9%-13.6pp | 74.4%-10.1pp | 80.0%-15.7pp |
| Annual return | 11.64% | 160.70%-149.1pp | 100.46%-88.8pp | 220.34%-208.7pp |
| Employer contribution / active EE | $2,149 | $3,360-36.0% | $2,940-26.9% | $4,156-48.3% |
| Participant deferral / active EE | $6,515 | $5,619+16.0% | $4,917+32.5% | $6,407+1.7% |
| Admin fee / account holder | $47,943 | $15,028+219.0% | $12,439+285.4% | $12,270+290.7% |