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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,263 | $125,190+30.4% | $105,624+54.6% | $145,897+11.9% |
| Participation rate | 70.0% | 77.6%-7.6pp | 75.3%-5.3pp | 80.3%-10.3pp |
| Annual return | 19.30% | 225.22%-205.9pp | 116.20%-96.9pp | 552.29%-533.0pp |
| Employer contribution / active EE | $2,718 | $3,720-27.0% | $3,168-14.2% | $4,663-41.7% |
| Participant deferral / active EE | $8,273 | $5,716+44.7% | $5,013+65.0% | $6,689+23.7% |
| Admin fee / account holder | $16,843 | $17,138-1.7% | $10,961+53.7% | $13,390+25.8% |