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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,668 | $139,948-17.3% | $121,663-4.9% | $154,746-25.3% |
| Participation rate | 64.3% | 78.0%-13.7pp | 74.5%-10.2pp | 80.7%-16.4pp |
| Annual return | 11.64% | 230.52%-218.9pp | 147.54%-135.9pp | 172.34%-160.7pp |
| Employer contribution / active EE | $2,149 | $3,521-39.0% | $3,020-28.8% | $4,379-50.9% |
| Participant deferral / active EE | $6,515 | $5,629+15.7% | $4,887+33.3% | $6,730-3.2% |
| Admin fee / account holder | $47,943 | $17,321+176.8% | $14,289+235.5% | $14,365+233.7% |