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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,310 | $95,453+150.7% | $112,040+113.6% | $82,448+190.3% |
| Participation rate | 67.7% | 72.8%-5.0pp | 76.5%-8.8pp | 68.1%-0.3pp |
| Annual return | 18.15% | 23.92%-5.8pp | 24.52%-6.4pp | 41.64%-23.5pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,686 | $4,224-36.4% | $5,098-47.3% | $4,139-35.1% |
| Admin fee / account holder | $25,761 | $9,013+185.8% | $12,098+112.9% | $7,234+256.1% |