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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,310 | $104,098+129.9% | $140,514+70.3% | $94,015+154.5% |
| Participation rate | 67.7% | 73.7%-6.0pp | 77.8%-10.1pp | 70.8%-3.1pp |
| Annual return | 18.15% | 15.14%+3.0pp | 14.36%+3.8pp | 17.84%+0.3pp |
| Employer contribution / active EE | $0 | $2,388-100.0% | $3,378-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,686 | $4,033-33.4% | $4,919-45.4% | $4,249-36.8% |
| Admin fee / account holder | $25,761 | $10,439+146.8% | $13,697+88.1% | $8,951+187.8% |