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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,977 | $196,972+10.7% | $182,262+19.6% | $198,609+9.8% |
| Participation rate | 86.7% | 85.7%+1.0pp | 84.2%+2.5pp | 82.4%+4.3pp |
| Annual return | 12.75% | 158.27%-145.5pp | 140.60%-127.8pp | 202.70%-189.9pp |
| Employer contribution / active EE | $1,844 | $5,364-65.6% | $5,046-63.5% | $5,055-63.5% |
| Participant deferral / active EE | $4,717 | $8,643-45.4% | $8,276-43.0% | $6,977-32.4% |
| Admin fee / account holder | $37,827 | $18,429+105.3% | $16,712+126.3% | $19,030+98.8% |