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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,943 | $102,429+179.2% | $147,096+94.4% | $80,925+253.3% |
| Participation rate | 96.7% | 75.9%+20.9pp | 82.2%+14.5pp | 67.7%+29.1pp |
| Annual return | 10.15% | 135.02%-124.9pp | 419.75%-409.6pp | 35.65%-25.5pp |
| Employer contribution / active EE | $9,584 | $3,716+157.9% | $4,936+94.2% | $2,756+247.7% |
| Participant deferral / active EE | $12,623 | $6,649+89.9% | $8,071+56.4% | $4,299+193.7% |
| Admin fee / account holder | $2,871 | $7,957-63.9% | $13,005-77.9% | $6,940-58.6% |