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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,943 | $102,382+179.3% | $147,005+94.5% | $80,874+253.6% |
| Participation rate | 96.7% | 75.8%+20.9pp | 82.2%+14.6pp | 67.6%+29.1pp |
| Annual return | 10.15% | 134.89%-124.7pp | 418.76%-408.6pp | 35.62%-25.5pp |
| Employer contribution / active EE | $9,584 | $3,715+158.0% | $4,934+94.2% | $2,756+247.8% |
| Participant deferral / active EE | $12,623 | $6,646+89.9% | $8,070+56.4% | $4,297+193.8% |
| Admin fee / account holder | $2,871 | $7,942-63.8% | $13,006-77.9% | $6,935-58.6% |