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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,442 | $171,492+152.2% | $150,734+186.9% | $198,609+117.7% |
| Participation rate | 75.0% | 81.4%-6.4pp | 78.4%-3.4pp | 82.4%-7.4pp |
| Annual return | 16.52% | 804.70%-788.2pp | 600.81%-584.3pp | 202.70%-186.2pp |
| Employer contribution / active EE | $938 | $5,470-82.9% | $4,918-80.9% | $5,055-81.5% |
| Participant deferral / active EE | $5,910 | $6,259-5.6% | $5,610+5.3% | $6,977-15.3% |
| Admin fee / account holder | $2,483 | $17,628-85.9% | $14,905-83.3% | $19,030-87.0% |