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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $984,663 | $100,970+875.2% | $96,576+919.6% | $137,256+617.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 12.14% | 38.16%-26.0pp | 38.47%-26.3pp | 220.34%-208.2pp |
| Employer contribution / active EE | $6,254 | $3,809+64.2% | $3,553+76.0% | $4,156+50.5% |
| Participant deferral / active EE | $25,355 | $8,286+206.0% | $7,956+218.7% | $6,407+295.7% |
| Admin fee / account holder | $22,297 | $11,312+97.1% | $11,381+95.9% | $12,270+81.7% |