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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,474 | $160,070+146.4% | $147,117+168.1% | $145,897+170.4% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 7.90% | 98.69%-90.8pp | 420.54%-412.6pp | 552.29%-544.4pp |
| Employer contribution / active EE | $4,966 | $5,285-6.0% | $4,932+0.7% | $4,663+6.5% |
| Participant deferral / active EE | $6,518 | $8,419-22.6% | $8,065-19.2% | $6,689-2.6% |
| Admin fee / account holder | $378,206 | $15,035+2415.5% | $12,993+2810.9% | $13,390+2724.5% |