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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,286 | $102,595+151.8% | $94,057+174.6% | $154,746+66.9% |
| Participation rate | 90.0% | 76.0%+14.0pp | 73.3%+16.7pp | 80.7%+9.3pp |
| Annual return | 18.68% | 583.42%-564.7pp | 480.62%-461.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $9,203 | $3,147+192.4% | $2,933+213.8% | $4,379+110.2% |
| Participant deferral / active EE | $3,505 | $5,118-31.5% | $4,709-25.6% | $6,730-47.9% |
| Admin fee / account holder | $8,165 | $7,736+5.5% | $7,244+12.7% | $14,365-43.2% |