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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,281 | $136,860+58.0% | $120,344+79.7% | $154,746+39.8% |
| Participation rate | 80.0% | 79.9%+0.1pp | 76.7%+3.3pp | 80.7%-0.7pp |
| Annual return | 16.34% | 21.38%-5.0pp | 20.30%-4.0pp | 172.34%-156.0pp |
| Employer contribution / active EE | $1,885 | $3,533-46.7% | $3,020-37.6% | $4,379-57.0% |
| Participant deferral / active EE | $2,575 | $5,793-55.5% | $5,135-49.8% | $6,730-61.7% |
| Admin fee / account holder | $1,875 | $15,393-87.8% | $12,742-85.3% | $14,365-86.9% |