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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,281 | $124,425+73.8% | $112,040+93.0% | $137,256+57.6% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 16.34% | 24.72%-8.4pp | 24.52%-8.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,885 | $3,411-44.7% | $2,954-36.2% | $4,156-54.6% |
| Participant deferral / active EE | $2,575 | $5,718-55.0% | $5,098-49.5% | $6,407-59.8% |
| Admin fee / account holder | $1,875 | $15,207-87.7% | $12,098-84.5% | $12,270-84.7% |