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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,281 | $167,415+29.2% | $140,514+53.9% | $198,609+8.9% |
| Participation rate | 80.0% | 80.9%-0.9pp | 77.8%+2.2pp | 82.4%-2.4pp |
| Annual return | 16.34% | 13.85%+2.5pp | 14.36%+2.0pp | 202.70%-186.4pp |
| Employer contribution / active EE | $1,885 | $4,088-53.9% | $3,378-44.2% | $5,055-62.7% |
| Participant deferral / active EE | $2,575 | $5,579-53.8% | $4,919-47.6% | $6,977-63.1% |
| Admin fee / account holder | $1,875 | $16,730-88.8% | $13,697-86.3% | $19,030-90.1% |