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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $5,460 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,179 | $89,465-62.9% | $165,100-79.9% | $77,762-57.3% |
| Participation rate | 82.6% | 78.6%+4.0pp | 78.6%+4.0pp | 70.6%+12.0pp |
| Annual return | 20.71% | 28.86%-8.2pp | 70.21%-49.5pp | 31.27%-10.6pp |
| Employer contribution / active EE | $1,667 | $2,565-35.0% | $4,348-61.7% | $2,728-38.9% |
| Participant deferral / active EE | $4,740 | $4,904-3.4% | $6,035-21.5% | $4,651+1.9% |
| Admin fee / account holder | $12 | $340-96.4% | $12,696-99.9% | $433-97.2% |