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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,512 | $58,234+22.8% | $81,783-12.6% | $80,874-11.6% |
| Participation rate | 40.0% | 63.4%-23.4pp | 72.4%-32.4pp | 67.6%-27.6pp |
| Annual return | 16.81% | 41.70%-24.9pp | 775.05%-758.2pp | 35.62%-18.8pp |
| Employer contribution / active EE | $353 | $2,341-84.9% | $2,913-87.9% | $2,756-87.2% |
| Participant deferral / active EE | $821 | $3,283-75.0% | $4,320-81.0% | $4,297-80.9% |
| Admin fee / account holder | $30,326 | $4,982+508.8% | $7,380+310.9% | $6,935+337.3% |