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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,512 | $58,311+22.6% | $81,882-12.7% | $80,959-11.7% |
| Participation rate | 40.0% | 63.5%-23.5pp | 72.4%-32.4pp | 67.7%-27.7pp |
| Annual return | 16.81% | 41.85%-25.0pp | 779.47%-762.7pp | 35.67%-18.9pp |
| Employer contribution / active EE | $353 | $2,347-85.0% | $2,916-87.9% | $2,757-87.2% |
| Participant deferral / active EE | $821 | $3,287-75.0% | $4,323-81.0% | $4,300-80.9% |
| Admin fee / account holder | $30,326 | $4,752+538.2% | $7,360+312.1% | $6,925+337.9% |