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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,257 | $160,028-46.7% | $147,080-42.0% | $145,884-41.6% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 12.47% | 98.60%-86.1pp | 420.17%-407.7pp | 551.85%-539.4pp |
| Employer contribution / active EE | $2,899 | $5,286-45.2% | $4,933-41.2% | $4,662-37.8% |
| Participant deferral / active EE | $4,819 | $8,422-42.8% | $8,066-40.3% | $6,690-28.0% |
| Admin fee / account holder | $5,654 | $15,030-62.4% | $12,989-56.5% | $13,392-57.8% |