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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,953 | $86,940+82.8% | $102,434+55.2% | $80,935+96.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 12.25% | 18.89%-6.6pp | 29.46%-17.2pp | 35.66%-23.4pp |
| Employer contribution / active EE | $5,931 | $2,370+150.3% | $3,023+96.2% | $2,757+115.1% |
| Participant deferral / active EE | $6,751 | $4,121+63.8% | $5,055+33.5% | $4,299+57.0% |
| Admin fee / account holder | $1,042 | $8,047-87.1% | $9,462-89.0% | $6,924-85.0% |