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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,398 | $160,028+188.9% | $147,080+214.4% | $145,884+217.0% |
| Participation rate | 84.2% | 84.0%+0.2pp | 82.2%+2.0pp | 80.3%+3.9pp |
| Annual return | 13.41% | 98.60%-85.2pp | 420.17%-406.8pp | 551.85%-538.4pp |
| Employer contribution / active EE | $5,263 | $5,286-0.4% | $4,933+6.7% | $4,662+12.9% |
| Participant deferral / active EE | $8,590 | $8,422+2.0% | $8,066+6.5% | $6,690+28.4% |
| Admin fee / account holder | $80,386 | $15,030+434.8% | $12,989+518.9% | $13,392+500.3% |