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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,809 | $79,894-47.7% | $135,792-69.2% | $82,637-49.4% |
| Participation rate | 95.2% | 63.0%+32.2pp | 72.6%+22.6pp | 68.1%+27.2pp |
| Annual return | 7.14% | 17.20%-10.1pp | 25.96%-18.8pp | 53.51%-46.4pp |
| Employer contribution / active EE | $2,339 | $2,165+8.0% | $3,496-33.1% | $2,552-8.3% |
| Participant deferral / active EE | $3,008 | $3,194-5.8% | $4,759-36.8% | $4,126-27.1% |
| Admin fee / account holder | $18,863 | $6,434+193.2% | $12,266+53.8% | $7,339+157.0% |