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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,992 | $71,215+74.1% | $93,696+32.3% | $80,935+53.2% |
| Participation rate | 62.5% | 60.4%+2.1pp | 68.7%-6.2pp | 67.7%-5.2pp |
| Annual return | 18.06% | 11.27%+6.8pp | 133.74%-115.7pp | 35.66%-17.6pp |
| Employer contribution / active EE | $1,935 | $1,565+23.6% | $2,422-20.1% | $2,757-29.8% |
| Participant deferral / active EE | $5,739 | $4,037+42.2% | $4,417+29.9% | $4,299+33.5% |
| Admin fee / account holder | $1,548 | $6,958-77.8% | $8,287-81.3% | $6,924-77.6% |