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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,025 | $74,535+108.0% | $100,712+53.9% | $82,637+87.6% |
| Participation rate | 52.3% | 61.2%-8.9pp | 69.3%-17.0pp | 68.1%-15.8pp |
| Annual return | 13.51% | 18.92%-5.4pp | 33.27%-19.8pp | 53.51%-40.0pp |
| Employer contribution / active EE | $1,259 | $1,503-16.2% | $2,313-45.5% | $2,552-50.7% |
| Participant deferral / active EE | $6,411 | $3,074+108.6% | $4,085+56.9% | $4,126+55.4% |
| Admin fee / account holder | $6,224 | $6,576-5.4% | $9,256-32.8% | $7,339-15.2% |