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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,986 | $182,442-28.8% | $163,379-20.4% | $138,895-6.4% |
| Participation rate | 95.7% | 79.8%+15.9pp | 76.8%+18.8pp | 79.9%+15.7pp |
| Annual return | 9.02% | 72.74%-63.7pp | 63.41%-54.4pp | 145.39%-136.4pp |
| Employer contribution / active EE | $3,228 | $4,159-22.4% | $3,752-14.0% | $4,194-23.0% |
| Participant deferral / active EE | $7,627 | $6,817+11.9% | $6,282+21.4% | $6,396+19.2% |
| Admin fee / account holder | $94,602 | $10,396+810.0% | $9,818+863.6% | $12,562+653.1% |