See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1053696 | Recordkeeping | $26,268 |
HEARTLAND BANK & TRUST COMPANY10+ years Service code 25 · EIN 36-3857326 606 S MAIN ST · PRINCETON, IL 61356 | Directed Trustee | $21,403 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,265 | $79,171-41.6% | $102,423-54.8% | $74,495-37.9% |
| Participation rate | 72.6% | 74.8%-2.2pp | 76.5%-3.9pp | 67.2%+5.4pp |
| Annual return | 11.98% | 54.93%-43.0pp | 29.32%-17.3pp | 1364.94%-1353.0pp |
| Employer contribution / active EE | $25 | $2,362-98.9% | $3,023-99.2% | $2,623-99.0% |
| Participant deferral / active EE | $1,893 | $4,415-57.1% | $5,053-62.5% | $4,346-56.4% |
| Admin fee / account holder | $357 | $2,001-82.2% | $9,451-96.2% | $1,942-81.6% |