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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,787 | $55,446-42.7% | $155,574-79.6% | $74,429-57.3% |
| Participation rate | 42.7% | 61.9%-19.2pp | 78.2%-35.5pp | 67.2%-24.5pp |
| Annual return | 26.44% | 269.20%-242.8pp | 64.87%-38.4pp | 1368.38%-1341.9pp |
| Employer contribution / active EE | $723 | $2,266-68.1% | $4,676-84.5% | $2,625-72.5% |
| Participant deferral / active EE | $1,217 | $2,836-57.1% | $5,629-78.4% | $4,348-72.0% |
| Admin fee / account holder | $1,971 | $1,743+13.1% | $15,914-87.6% | $1,944+1.4% |