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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,787 | $55,437-42.7% | $155,534-79.6% | $74,459-57.3% |
| Participation rate | 42.7% | 61.9%-19.2pp | 78.2%-35.5pp | 67.2%-24.5pp |
| Annual return | 26.44% | 269.58%-243.1pp | 64.92%-38.5pp | 1369.70%-1343.3pp |
| Employer contribution / active EE | $723 | $2,266-68.1% | $4,675-84.5% | $2,626-72.5% |
| Participant deferral / active EE | $1,217 | $2,837-57.1% | $5,630-78.4% | $4,350-72.0% |
| Admin fee / account holder | $1,971 | $1,742+13.1% | $15,900-87.6% | $1,945+1.4% |