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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $991,343 | $178,174+456.4% | $156,181+534.7% | $137,256+622.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 7.79% | 84.19%-76.4pp | 64.87%-57.1pp | 220.34%-212.6pp |
| Employer contribution / active EE | $7,798 | $4,972+56.9% | $4,294+81.6% | $4,156+87.6% |
| Participant deferral / active EE | $21,667 | $6,888+214.6% | $6,132+253.3% | $6,407+238.2% |
| Admin fee / account holder | $698,776 | $17,404+3915.0% | $14,586+4690.7% | $12,270+5594.9% |