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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $991,343 | $199,109+397.9% | $173,730+470.6% | $154,746+540.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 7.79% | 20.02%-12.2pp | 19.96%-12.2pp | 172.34%-164.5pp |
| Employer contribution / active EE | $7,798 | $5,311+46.8% | $4,577+70.4% | $4,379+78.1% |
| Participant deferral / active EE | $21,667 | $7,113+204.6% | $6,326+242.5% | $6,730+221.9% |
| Admin fee / account holder | $698,776 | $20,916+3240.9% | $17,523+3887.7% | $14,365+4764.4% |