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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,317 | $71,215+25.4% | $93,696-4.7% | $80,935+10.4% |
| Participation rate | 95.8% | 60.4%+35.4pp | 68.7%+27.1pp | 67.7%+28.2pp |
| Annual return | 9.67% | 11.27%-1.6pp | 133.74%-124.1pp | 35.66%-26.0pp |
| Employer contribution / active EE | $7,050 | $1,565+350.4% | $2,422+191.1% | $2,757+155.7% |
| Participant deferral / active EE | $4,856 | $4,037+20.3% | $4,417+9.9% | $4,299+12.9% |
| Admin fee / account holder | $28,114 | $6,958+304.1% | $8,287+239.3% | $6,924+306.0% |