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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,317 | $71,208+25.4% | $93,681-4.7% | $80,911+10.4% |
| Participation rate | 95.8% | 60.4%+35.4pp | 68.7%+27.1pp | 67.6%+28.2pp |
| Annual return | 9.67% | 11.27%-1.6pp | 133.47%-123.8pp | 35.63%-26.0pp |
| Employer contribution / active EE | $7,050 | $1,564+350.6% | $2,422+191.0% | $2,756+155.8% |
| Participant deferral / active EE | $4,856 | $4,035+20.4% | $4,415+10.0% | $4,297+13.0% |
| Admin fee / account holder | $28,114 | $6,951+304.5% | $8,290+239.1% | $6,935+305.4% |